Why Partner with Elena for Your Health Insurance Needs?

When you choose to work with Elena, you're gaining a dedicated, licensed agent who excels at understanding your unique situation to advise on the best health insurance plans. She takes a comprehensive approach to help you find health insurance that truly makes sense, even if it doesn't directly benefit her. Elena is committed to providing advice with unwavering integrity, ensuring you explore all your health insurance options and health care coverage.

As a valued client, Elena becomes your devoted agent for the entire life of your policy. Whether you have an issue, concern, or a question about your medical insurance plans, family health insurance plans, small business health plans, or self-employed insurance plans, she is there to provide solutions and support. She'll help you navigate the complexities of medical and dental insurance, dental and vision insurance, and ensure you have the best insurance plans for your individual or family needs. Elena is your trusted resource to get health insurance today and compare medical insurance plans for individuals or medical insurance for small businesses.

Who does Elena help?

Under 65:

• Self-Employed/1099

• Small Business Owners

• Employee with an employer that doesn’t contribute towards family/ spouse premiums

• Between employment

• Early Retirement- not yet 65

I just lost my job. Is COBRA my only option?

There are a few things we need to consider. In most cases, COBRA is not the right choice because the private market or ACA (Obamacare, Marketplace, etc.) will be more cost-effective. However, there are cases where it's best as a short-term solution, like if anyone has ongoing treatment or the out-of-pocket maximum has already been met.

What does it cost to work with Torres & Co. for your health insurance plans?

Our initial consultation is totally free! You directly pay the insurance company your monthly health insurance premiums. Elena's compensation comes directly from the insurance companies, at no additional cost to you, ensuring you get unbiased advice on health insurance options. This allows us to help you find health insurance that's right for you.

How long does the process take?

The initial consultation to gather information for health insurance quotes typically takes around 15 minutes. Finding the best health insurance plans can be straightforward and completed within minutes, or it may require up to a day of thorough market research to identify all available health insurance options and health care coverage.

With Elena's expert assistance, submitting your health insurance application usually takes 15-20 minutes. Our appointment links are set for 30 minutes to ensure ample time for any additional questions you may have about the plans we are signing up for.